Paise ki tangi? Why money problems come, and the dhan yogas in your Kundli

Some years the money comes and goes before you can count it. If "paisa tikta nahi" sounds familiar, your Kundli can show where the leak is and when the flow improves.

The money houses

• The 2nd house: savings, family wealth and what you keep.
• The 11th house: income and gains.
• The 9th house: luck. The 5th house: gains from skill and good decisions.
• The 12th house: expenses. The 8th house: sudden losses and other people’s money.

Why money problems come

• The 2nd or 11th lord sits in the 6th, 8th or 12th house.
• The running dasha belongs to the 12th lord or a planet in the 12th house.
• Saturn is passing through the 12th or 2nd from your Moon during Sade Sati.
• Rahu in the 2nd makes money come fast and leave fast.
• Jupiter, the planet of wealth, is weak or debilitated.

Dhan yogas: the signs of wealth

A dhan yoga forms when the lords of the 2nd, 5th, 9th and 11th houses join or look at each other, or sit in each other’s houses. A strong Jupiter or Venus adds to it. Most charts have at least one, and it gives its results in the dasha of the planets that form it. That is why some people struggle until 35 and then rise quickly.

When money improves

Look for the dasha or antardasha of your 2nd, 9th or 11th lord, and for Jupiter passing through the 2nd, 5th, 9th or 11th from your Moon. Jupiter in the 11th is one of the best money transits there is.

Remedies

• Worship Maa Lakshmi on Fridays with a ghee lamp. Read the Shri Suktam or Kanakadhara Stotram.
• Keep your home and your wallet clean and in order.
• Give a small part of what you earn. The tradition is firm that giving opens the way for more.
• Respect the women of your house. Lakshmi is said to leave a home where they are unhappy.
• Save something every month, even a little. Saturn rewards the habit.

Stay away from lottery, betting and "double your money" schemes in a weak period. They are how a small problem becomes a big one.